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To All Of Our Businessowners:
Will Business Interruption Insurance provide coverage for you if you need to close your business due to COVID-19? The fact is that there is no coverage and never has been coverage on your commercial insurance policy for closure due to disease or virus. Business interruption insurance is triggered by a covered peril property loss like the wind damage or flooding from Hurricane Sandy.
Since the Governor of Rhode Island has declared a “State of Emergency”, there are federal monies available for assistance. The Department of Labor and Training is ready to assist with Unemployment Insurance, Paid sick and Safe Leave or other programs and resources available. Requests for assistance can be made by emailing dlt.covid19@dlt.ri.gov<mailto: dlt.covid19@dlt.ri.gov> or by calling (401) 462-2020. You will need to provide your Business’ name, a point of contact, telephone number and email address. A DLT member will respond to inquiries in the order they are received.
Click here to download a Workplace Fact Sheet for both Employees and Employers.
We appreciate your business and hope this information helps you navigate this difficult time.
This is some good news during a very trying time. Please read below and apply for your small business. The application process takes about 5 minutes. We are in the office if you need help navigating the link. 401-726-3210, peter@lawrenceagencyinc.com.
We know you are facing challenging times in this current health crisis. The U.S. Small Business Administration is committed to help bring relief to small businesses and nonprofit organizations suffering because of the Coronavirus (COVID-19) pandemic.
On March 27, 2020, President Trump signed into law the CARES Act, which provided additional assistance for small business owners and non-profits, including the opportunity to get up to a $10,000 Advance on an Economic Injury Disaster Loan (EIDL). This Advance may be available even if your EIDL application was declined or is still pending, and will be forgiven.
If you wish to apply for the Advance on your EIDL, please visit www.SBA.gov/Disaster as soon as possible to fill out a new, streamlined application. In order to qualify for the Advance, you need to submit this new application even if you previously submitted an EIDL application. Applying for the Advance will not impact the status or slow your existing application.
Also, we encourage you to subscribe to our email updates via www.SBA.gov/Updates and follow us on Twitter at @SBAgov for the latest news on available SBA resources and services. If you need additional assistance, you can find your local SBA office and resource partners at www.SBA.gov/LocalAssistance. If you have questions, you may also call 1-800-659-2955.
Our agents in Lincoln RI offer exceptional insurance products for all your personal and business needs. Call 401-726-3210!

Personal Insurance
Business Insurance
Personalized Insurance Solutions
- Personal
- Commercial
- Our business is to provide adequate insurance coverage to our clients as protection for the unforeseen financial loss of property, liability, or life. Call 401-726-3210 for a free quote today!
Life Insurance
Our agents are ready to help you select the right life insurance coverage that meets your needs, your life and your budget.
Auto Insurance
Get an affordable auto insurance policy you can count on from The Lawrence Agency of Lincoln, RI.
Home Insurance
It makes no difference how small or large your home is; it should be paired with an adequate home insurance plan that meets your needs.
Motorcycle, Boat, Snowmobile, ATV, RV
Lawrence Agency goes well beyond traditional car insurance to get you covered on the road.
This is some good news during a very trying time. Please read below and apply for your small business. The application process takes about 5 minutes. We are in the office if you need help navigating the link. 401-726-3210, peter@lawrenceagencyinc.com.
We know you are facing challenging times in this current health crisis. The U.S. Small Business Administration is committed to help bring relief to small businesses and nonprofit organizations suffering because of the Coronavirus (COVID-19) pandemic.
On March 27, 2020, President Trump signed into law the CARES Act, which provided additional assistance for small business owners and non-profits, including the opportunity to get up to a $10,000 Advance on an Economic Injury Disaster Loan (EIDL). This Advance may be available even if your EIDL application was declined or is still pending, and will be forgiven.
If you wish to apply for the Advance on your EIDL, please visit www.SBA.gov/Disaster as soon as possible to fill out a new, streamlined application. In order to qualify for the Advance, you need to submit this new application even if you previously submitted an EIDL application. Applying for the Advance will not impact the status or slow your existing application.
Also, we encourage you to subscribe to our email updates via www.SBA.gov/Updates and follow us on Twitter at @SBAgov for the latest news on available SBA resources and services. If you need additional assistance, you can find your local SBA office and resource partners at www.SBA.gov/LocalAssistance. If you have questions, you may also call 1-800-659-2955.
Specific Industry Coverage
Industry-specific risks make it impossible for to have one insurance plan for every business. That’s why we’ll personalize yours...
Commercial
Coverage
Building a commercial insurance policy can be a complex process, especially for Rhode Island businesses.
Employee Coverage
We understand employees are an integral part of your business’ long-term sustainability; therefore, we focus on ensuring your most critical asset...

Our Mission
The Lawrence Agency has a basic philosophy that we assist clients with the purchase of insurance and financial products – we do not sell products unnecessarily. We work hard to ensure friendly and courteous customer service.
- To be client focused
- To be recognized for being better than our competition
- To provide outstanding products and service as well as reliable counsel so our clients will rely on us for solutions to their insurance and financial security needs
- To be recognized by our adherence to ethical and professional standards and treating our clients and associates as you would want to be treated
- To impact our neighborhoods with donations and service to local charity and business groups
Custom Insurance
and Financial Guidance
As an agency, we work hard to be recognized by clients for our adherence to ethical and professional standards. Our staff is comprised of individuals local to the Lincoln, Rhode Island area, who strive to safeguard our neighboring individuals, families, and businesses.