To All Of Our Businessowners:
Will Business Interruption Insurance provide coverage for you if you need to close your business due to COVID-19? The fact is that there is no coverage and never has been coverage on your commercial insurance policy for closure due to disease or virus. Business interruption insurance is triggered by a covered peril property loss like the wind damage or flooding from Hurricane Sandy.
Since the Governor of Rhode Island has declared a “State of Emergency”, there are federal monies available for assistance. The Department of Labor and Training is ready to assist with Unemployment Insurance, Paid sick and Safe Leave or other programs and resources available. Requests for assistance can be made by emailing<> or by calling (401) 462-2020. You will need to provide your Business’ name, a point of contact, telephone number and email address. A DLT member will respond to inquiries in the order they are received.
Click here to download a Workplace Fact Sheet for both Employees and Employers.
We appreciate your business and hope this information helps you navigate this difficult time.


Our agents in Lincoln RI offer exceptional insurance products for all your personal and business needs. Call 401-726-3210!

Lawrence Insurance Agency is a family owned and operated insurance agency dedicated to providing quality insurance solutions to clients near Lincoln, RI. Our trusted insurance professionals are here to help you with every step of the insurance process and can design a personal or commercial insurance policy to fit your needs. Our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship.



Personal Insurance

From auto, home and renters to life, motorcycle and boat, we offer all types of personal insurance.

Business Insurance

Building a commercial insurance policy can be a complex process, however, we can help!

Get A Quote

Personalized Insurance Solutions

  • Personal
  • Commercial
  • Our business is to provide adequate insurance coverage to our clients as protection for the unforeseen financial loss of property, liability, or life. Call 401-726-3210 for a free quote today!
Life Insurance

Life Insurance

Our agents are ready to help you select the right life insurance coverage that meets your needs, your life and your budget.

Auto Insurance

Auto Insurance

Get an affordable auto insurance policy you can count on from The Lawrence Agency of Lincoln, RI.

Home Insurance

Home Insurance

It makes no difference how small or large your home is; it should be paired with an adequate home insurance plan that meets your needs.

Motorcycle, Boat, Snowmobile, ATV, RV

Motorcycle, Boat, Snowmobile, ATV, RV

Lawrence Agency goes well beyond traditional car insurance to get you covered on the road.

Specific Industry Coverage

Specific Industry Coverage

Industry-specific risks make it impossible for to have one insurance plan for every business. That’s why we’ll personalize yours...

Commercial <br>Coverage


Building a commercial insurance policy can be a complex process, especially for Rhode Island businesses.

Employee Coverage

Employee Coverage

We understand employees are an integral part of your business’ long-term sustainability; therefore, we focus on ensuring your most critical asset...

Our Mission

The Lawrence Agency has a basic philosophy that we assist clients with the purchase of insurance and financial products – we do not sell products unnecessarily. We work hard to ensure friendly and courteous customer service.

  • To be client focused
  • To be recognized for being better than our competition
  • To provide outstanding products and service as well as reliable counsel so our clients will rely on us for solutions to their insurance and financial security needs
  • To be recognized by our adherence to ethical and professional standards and treating our clients and associates as you would want to be treated
  • To impact our neighborhoods with donations and service to local charity and business groups

Custom Insurance
and Financial Guidance

As an agency, we work hard to be recognized by clients for our adherence to ethical and professional standards. Our staff is comprised of individuals local to the Lincoln, Rhode Island area, who strive to safeguard our neighboring individuals, families, and businesses.

Have a question about your policy? Checking on a claim?
Looking for the right coverage? We’re here to help.

What Our Clients Say About Us

Great Insurance

I've been a customer of the Peter Lawrence Agency for about five years now and have always experienced excellent service. They are quick to resolve problems, always answer my questions and requests. They are also pretty competitive when it comes to pricing on various insurance products. I highly recommend them.

Natalya Rhode Island
Friendly, Professional

I contacted Peter in order to get a estimate for coverage on my car. I'm looking around for different insurance in order to save a few pennies wherever I can. Peter was really helpful and since my current contract isn't up for a few more months, I'm still undecided. Yet, Peter's office was extremely pleasant to work with and I wouldn't mind taking my business to to Nationwide when the time comes to decide. Thanks Pete!

trhodes32 Cranston, RI
Very Honest

When looking for insurance some companies try to sell you on things that you don't need. Not the case with Peter and his agency. The staff was very knowledgeable and saved me more money than other companies and provided better coverage. Peter is very straightforward. If he can't give you the best prices he will tell you who can. Very honest! Give them a shot - you have nothing to lose!

Pjorbis Rhode Island

Our Carriers

Request Your Free Quote!

To get a free personalized quote, please fill out the form below and one of our agents at Lawrence Agency Inc. will get back to you soon!

Request Your Free Quote!

To get a free personalized quote, please fill out the form below and one of our agents at Lawrence Agency Inc. will get back to you soon!